Well, that's interesting. Apparently the thing that happened overnight in my story, while my heroine was grounded, was there was a bar fire. Thus is the triumvirate completed. A week ago my local had a fire, and now I can't go there anymore. Then last Saturday I saw a (small but exciting accidental) paper fire in a bar. And now a bar fire has solved my story problem.
So I guess I'm safe from having a bar burn down around me next Saturday. This is good.